Terms of use.

Next Door® Registration Terms and Conditions
This Agreement outlines the terms of use related to your use of the Next Door website and the Next Door facilities provided to you by State Farm Mutual Automobile Insurance Company (State Farm®). By using this website or any Next Door facilities, you agree to the following terms:

1. Your Use of This Site
You may not use this site or any Next Door facilities to engage in any illegal activity. You may not use this site or any Next Door facilities to engage in conduct which is defamatory, libelous, threatening or harassing or that infringes on a third party's intellectual property or other proprietary rights. In the event you engage in activity that is illegal, defamatory, libelous, threatening or harassing, State Farm reserves the right to disclose any information you provide through the use of this site, any Next Door facilities, or other State Farm-owned electronic sites or applications to law enforcement authorities as deemed appropriate in the sole discretion of State Farm. You agree that any information you provide through this site or any Next Door facilities will be truthful and accurate.

2. Third Party Content
This site and the Next Door facility may include content, information, classes or opinions provided by third parties or other sources. This content is provided for informational purposes only. Any content, information, classes or opinions provided by third parties or other sources do not necessarily represent the opinions of State Farm and you should not interpret them as reflecting State Farm's position regarding any insurance product or the manner by which State Farm handles claims. Any content provided by third parties remains the property of such third party, and you may not use such content without permission from the content owner. There may be links to other Internet sites that State Farm does not maintain or control. State Farm does not sponsor or endorse those sites or any groups or individuals that provide content, information, classes or opinions at the Next Door facility.

3. Your Content
When you comment or submit content through this site, you are granting State Farm, and its licensees and affiliates, a permanent and irrevocable right to reproduce, distribute, publicly display, publicly perform and create derivative works from your content for State Farm business purposes in connection with Next Door. Use of the material may be on this site or any other site solely at the discretion of State Farm.

4. Photographs/Recordings at Next Door Facility
By participating in any activity at the Next Door facility, you grant State Farm permission to photograph or record your image and/or your voice. Further, you agree that State Farm has permission to use your name along with such recordings or photographs at its sole discretion in any non-defamatory manner.

5. Financial Coaching
You may choose to participate in a coaching session at Next Door. The opinions of the Financial Coaches at Next Door do not necessarily reflect State Farm's position regarding any insurance product or financial service. These coaching sessions are provided for informational purposes only and you agree that State Farm shall not be liable for any financial loss or any other damages resulting from any action you take following a financial coaching session at Next Door.

6. No Alcohol/Drugs
You agree that any event hosted at the Next Door facility will not include any alcohol or illegal drug use.

7. Secured Areas/Passwords
Some portions of this site are restricted and require authorization for access. Unauthorized use of or access to these areas is prohibited. You agree not to share your password with anyone. State Farm will not be responsible if you do not properly secure your password or if you choose to share your password with anyone else.

8. Disclaimer of Warranties
Any information, services, materials, classes, opinions or other content on this site and at the Next Door facility are provided "as is" without any warranty of any kind, either expressed or implied, including without limitation the implied warranties of merchantability and fitness for a particular purpose. State Farm does not warrant that this site will be uninterrupted or error free. Any risk arising out of use or performance of the information, services, materials, classes, opinions or other items remains entirely with you. Under no circumstances will State Farm be liable for any damages whatsoever arising out of the use or performance of the information, services, materials, classes, opinions or other items.

9. Indemnity
You agree to indemnify and hold State Farm fully harmless from any claim or allegation arising out of your use of this site or any Next Door facility, including any events or classes you may host at Next Door.

10. Limitation of Liability
You agree to waive any and all claims against State Farm or its vendors arising out of your use of this site or any Next Door facility. State Farm shall not be liable for any damages whatsoever arising out of your use of this site or any Next Door facility.

11. State Farm Intellectual Property Rights
Except where otherwise indicated, all materials on this site including but not limited to graphics, text, software, audio, video and files, are the property of State Farm and are protected by copyright or other intellectual property laws. State Farm reserves all rights to its intellectual property. You may print out a single copy of pages on this site for your personal, non-commercial use provided that all copyright, trademark or other notices are retained. ALL OTHER USES ARE PROHIBITED. You are not authorized to use any portion of this site or any other State Farm intellectual property on any other site, in the meta-tags of any other site or in any other materials. You may not modify, reproduce, create derivative works, distribute, publically display, publically perform or otherwise use any of this site's content or frame this site within any other site.

12. Terms Subject to Change
The content of this site and of these "Terms and Conditions" are subject to change without prior notice.

13. Applicable Law/Severability
These "Terms and Conditions" shall be governed by and interpreted according to the laws of the State of Illinois without respect to any conflict of laws provisions. If any portion of these "Terms and Conditions" is unlawful, void or unenforceable, it shall not affect the validity or enforceability of any other provision.

14. Other Agreements
These "Terms and Conditions" apply to your use of this site and do not change or alter any other contract or agreement between you and State Farm.

15. Information We May Collect From Your Use Of This Site
Your name, email address, age, gender, contact phone number, neighborhood and general financial goals.

The information you provide will be used solely for research purposes by State Farm. Your information will not be used for marketing of State Farm insurance and financial products by any third party or affiliate within the State Farm family of companies. For additional information about how State Farm protects your information, please visit: http://statefarm.com/privacy.